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We have made every attempt to ensure the accuracy and reliability of the information provided. We do not address 'investor overlays'. Always refer to the most recent published guides, and updates from Agency, GSEs, Investors, Plains Commerce Bank and Windsor Mortgage for overlays or changes that may have occurred since these materials were created. Duplication or reproduction of these materials is prohibited unless approval has been given in writing by members of management from Plains Commerce Bank or Windsor Mortgage.